{"id":3200,"date":"2025-07-08T14:23:18","date_gmt":"2025-07-08T14:23:18","guid":{"rendered":"https:\/\/ombudesk.com\/?page_id=3200"},"modified":"2026-04-08T11:13:05","modified_gmt":"2026-04-08T11:13:05","slug":"verzeichnis-de","status":"publish","type":"page","link":"https:\/\/ombudesk.com\/sk\/verzeichnis-de\/","title":{"rendered":"Adres\u00e1r SK"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3200\" class=\"elementor elementor-3200\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de71563 e-flex e-con-boxed e-con e-parent\" data-id=\"de71563\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b6f8f9 elementor-widget elementor-widget-spacer\" data-id=\"2b6f8f9\" data-element_type=\"widget\" data-e-type=\"widget\" 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class=\"elementor-heading-title elementor-size-default\">V Nemecku<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ce3435 e-con-full e-flex e-con e-parent\" data-id=\"5ce3435\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2846b71 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2846b71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"\/sk\/verzeichnis\/\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-left\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M257.5 445.1l-22.2 22.2c-9.4 9.4-24.6 9.4-33.9 0L7 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name=\"trp-form-language\" value=\"sk\"\/><\/form>\n\t\t<\/search>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-459657f e-flex e-con-boxed e-con e-parent\" data-id=\"459657f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95894db elementor-widget elementor-widget-heading\" data-id=\"95894db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u0161eobecn\u00e9 t\u00e9my<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d812b1 elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 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data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4796 post type-post status-publish format-standard hentry category-allgemeines category-deutschland tag-mediation tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-rechtsanwaltschaft tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-der-rechtsanwaltschaft\/\" >\n\t\t\t\tArbitr\u00e1\u017ene centrum pr\u00e1vnickej profesie\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Rozhodcovsk\u00e1 rada advok\u00e1tov p\u00f4sob\u00ed ako neutr\u00e1lny sprostredkovate\u013e medzi klientmi a advok\u00e1tmi. M\u00f4\u017ee \u00eds\u0165 napr\u00edklad o konflikty v oblasti poplatkov alebo mo\u017en\u00fdch n\u00e1rokov na n\u00e1hradu \u0161kody.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-der-rechtsanwaltschaft\/\" aria-label=\"Read more about Schlichtungsstelle der Rechtsanwaltschaft\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3202 post type-post status-publish format-standard hentry category-allgemeines category-deutschland tag-deutschland tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/07\/08\/universalschlichtungsstelle-des-bundes\/\" >\n\t\t\t\tFeder\u00e1lne univerz\u00e1lne arbitr\u00e1\u017ene centrum\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>V\u0161eobecn\u00e9 spotrebite\u013esk\u00e9 rozhodcovsk\u00e9 centrum Spolkov\u00e9ho \u00faradu spravodlivosti, ktor\u00e9 bolo zalo\u017een\u00e9 v roku 2016, prevzalo v roku 2020 aj \u00falohu Spolkov\u00e9ho univerz\u00e1lneho rozhodcovsk\u00e9ho centra. Je teda zodpovedn\u00e9 nielen za<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/07\/08\/universalschlichtungsstelle-des-bundes\/\" aria-label=\"Read more about Universalschlichtungsstelle des Bundes\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-540b97e e-flex e-con-boxed e-con e-parent\" data-id=\"540b97e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-680e409 elementor-widget elementor-widget-heading\" data-id=\"680e409\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stavebn\u00edctvo a b\u00fdvanie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67eae8b elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"67eae8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4356 post type-post status-publish format-standard hentry category-bauen-wohnen category-deutschland tag-deutschland tag-immobilien tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsmann-immobilien\/\" >\n\t\t\t\tOmbudsman pre nehnute\u013enosti\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>V pr\u00edpade sporov medzi spotrebite\u013emi a stavebn\u00fdmi spolo\u010dnos\u0165ami p\u00f4sob\u00ed ombudsman pre nehnute\u013enosti ako neutr\u00e1lne media\u010dn\u00e9 centrum. Tieto stavebn\u00e9 spolo\u010dnosti musia by\u0165 bu\u010f \u010dlenmi nemeck\u00e9ho zdru\u017eenia pre nehnute\u013enosti IVD Bundesverband der Immobilienberater,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsmann-immobilien\/\" aria-label=\"Read more about Ombudsmann Immobilien\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4078 post type-post status-publish format-standard hentry category-bauen-wohnen category-deutschland tag-architekten tag-deutschland tag-ingenieur tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/08\/04\/verbraucherschlichtungsstelle-fuer-architekten-und-ingenieurleistungen\/\" >\n\t\t\t\tSpotrebite\u013esk\u00e1 arbitr\u00e1\u017ena komisia pre architektonick\u00e9 a in\u017einierske slu\u017eby\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Spotrebite\u013esk\u00e1 arbitr\u00e1\u017ena rada pre architektonick\u00e9 a in\u017einierske slu\u017eby (skr\u00e1tene VSSAI) je ur\u010den\u00e1 s\u00fakromn\u00fdm stavebn\u00edkom v pr\u00edpade probl\u00e9mov alebo nedorozumen\u00ed, ktor\u00e9 sa nepodarilo uspokojivo vyrie\u0161i\u0165 s architektmi alebo stavebn\u00fdmi spolo\u010dnos\u0165ami.<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/08\/04\/verbraucherschlichtungsstelle-fuer-architekten-und-ingenieurleistungen\/\" aria-label=\"Read more about Verbraucherschlichtungsstelle f\u00fcr Architekten- und Ingenieurleistungen\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5bd674a e-flex e-con-boxed e-con e-parent\" data-id=\"5bd674a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff3f4ae elementor-widget elementor-widget-heading\" data-id=\"ff3f4ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Energia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aec5bc1 elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"aec5bc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4785 post type-post status-publish format-standard hentry category-deutschland category-energie tag-energie tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle tag-verbraucherschutz\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-energie\/\" >\n\t\t\t\tArbitr\u00e1\u017ene centrum: Energetika\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>V pr\u00edpade konfliktov, probl\u00e9mov alebo in\u00fdch s\u0165a\u017enost\u00ed v s\u00favislosti so spolo\u010dnos\u0165ami dod\u00e1vaj\u00facimi energiu sa spotrebitelia m\u00f4\u017eu obr\u00e1ti\u0165 na Schlichtungsstelle Energie e.V. (Energetick\u00e9 arbitr\u00e1\u017ene centrum). Ide o \u00fastredn\u00e9 kontaktn\u00e9 miesto pre<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-energie\/\" aria-label=\"Read more about Schlichtungsstelle: Energie\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6510dc1 e-flex e-con-boxed e-con e-parent\" data-id=\"6510dc1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad2072a elementor-widget elementor-widget-heading\" data-id=\"ad2072a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finan\u010dn\u00e1 str\u00e1nka<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d83f16 elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"7d83f16\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3484 post type-post status-publish format-standard hentry category-banken category-deutschland tag-beschwerdestelle tag-bvr tag-deutschland tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-raiffeisenbanken tag-schlichtungsstelle tag-volksbanken\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/07\/28\/kundenbeschwerdestelle-des-bvr\/\" >\n\t\t\t\tCentrum s\u0165a\u017enost\u00ed z\u00e1kazn\u00edkov BVR\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Spolkov\u00fd zv\u00e4z nemeck\u00fdch dru\u017estevn\u00fdch b\u00e1nk (BVR) pon\u00faka v r\u00e1mci BVR centrum pre s\u0165a\u017enosti klientov v pr\u00edpade sporov t\u00fdkaj\u00facich sa v\u0161etk\u00fdch nemeck\u00fdch dru\u017estevn\u00fdch b\u00e1nk. Ako jeden z<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/07\/28\/kundenbeschwerdestelle-des-bvr\/\" aria-label=\"Read more about Kundenbeschwerdestelle des BVR\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4338 post type-post status-publish format-standard hentry category-banken category-deutschland category-staatlich-anerkannt tag-banken tag-deutschland tag-finanzen tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsmann-private-banken\/\" >\n\t\t\t\tOmbudsman: S\u00fakromn\u00e9 banky\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ombudsman pre s\u00fakromn\u00e9 banky funguje ako \u0161t\u00e1tom uznan\u00e1 spotrebite\u013esk\u00e1 arbitr\u00e1\u017ena rada od roku 2016. Presk\u00famava a sprac\u00fava do\u0161l\u00e9 s\u0165a\u017enosti v s\u00favislosti s bankami v<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsmann-private-banken\/\" aria-label=\"Read more about Ombudsmann: Private Banken\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4374 post type-post status-publish format-standard hentry category-banken category-deutschland tag-banken tag-deutschland tag-investmentfonds tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsstelle-investmentfonds\/\" >\n\t\t\t\t\u00darad ombudsmana: Investi\u010dn\u00e9 fondy\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Pod\u013ea Spolkov\u00e9ho \u00faradu spravodlivosti je \u00darad ombudsmana pre investi\u010dn\u00e9 fondy Nemeck\u00e9ho zdru\u017eenia fondov BVI s\u00fakromn\u00fdm rozhodcovsk\u00fdm org\u00e1nom pre spotrebite\u013eov, ktor\u00fd je zodpovedn\u00fd za finan\u010dn\u00fd sektor. Kon\u00e1 v pr\u00edpade rozdielnych n\u00e1zorov medzi<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/ombudsstelle-investmentfonds\/\" aria-label=\"Read more about Ombudsstelle: Investmentfonds\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4804 post type-post status-publish format-standard hentry category-banken category-deutschland tag-anlagevermittlung tag-kreditvermittlung tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle tag-versicherung\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-versicherungs-anlage-und-kreditvermittlung\/\" >\n\t\t\t\tArbitr\u00e1\u017ene centrum: sprostredkovanie poistenia, invest\u00edci\u00ed a \u00faverov\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Rozhodcovsk\u00e1 komisia pre komer\u010dn\u00e9 poistenie, investi\u010dn\u00e9 a \u00faverov\u00e9 sprostredkovanie je uznanou spotrebite\u013eskou rozhodcovskou komisiou. Sprostredk\u00fava spory v oblasti kapit\u00e1lov\u00fdch invest\u00edci\u00ed (ako s\u00fa investi\u010dn\u00e9 fondy, invest\u00edcie do majetku alebo alternat\u00edvne investi\u010dn\u00e9 fondy),<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-versicherungs-anlage-und-kreditvermittlung\/\" aria-label=\"Read more about Schlichtungsstelle: Versicherungs-, Anlage- und Kreditvermittlung\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14098ae e-flex e-con-boxed e-con e-parent\" data-id=\"14098ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d68152 elementor-widget elementor-widget-heading\" data-id=\"1d68152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Doprava a cestovanie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acb8ebd elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"acb8ebd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4777 post type-post status-publish format-standard hentry category-deutschland category-reisen tag-flugreise tag-luftverkehr tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-reise tag-schlichtungsstelle tag-verbraucherschutz\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-luftverkehr\/\" >\n\t\t\t\tArbitr\u00e1\u017eny org\u00e1n: Leteck\u00e1 doprava\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>V pr\u00edpade probl\u00e9mov v s\u00favislosti s leteckou dopravou, ktor\u00e9 sa nepodarilo vyrie\u0161i\u0165 priamo s leteckou spolo\u010dnos\u0165ou, sa m\u00f4\u017eete obr\u00e1ti\u0165 na Arbitr\u00e1\u017ene centrum pre leteck\u00fa dopravu. To je<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-luftverkehr\/\" aria-label=\"Read more about Schlichtungsstelle: Luftverkehr\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4387 post type-post status-publish format-standard hentry category-deutschland category-reisen tag-deutschland tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-reise tag-schlichtungsstelle tag-verkehr\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/schlichtungsstelle-reise-verkehr\/\" >\n\t\t\t\tZmierovac\u00ed org\u00e1n: Cestovanie a doprava\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Schlichtungsstelle Reise &amp; Verkehr e.V. (predt\u00fdm: \u201es\u00f6p\u201c) pom\u00e1ha pri sporoch s cestovn\u00fdmi a dopravn\u00fdmi spolo\u010dnos\u0165ami. Cestuj\u00faci m\u00f4\u017eu pod\u00e1va\u0165 s\u0165a\u017enosti na autobusov\u00e9, vlakov\u00e9, lodn\u00e9 alebo leteck\u00e9 spolo\u010dnosti, ako aj<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/04\/schlichtungsstelle-reise-verkehr\/\" aria-label=\"Read more about Schlichtungsstelle: Reise und Verkehr\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4766 post type-post status-publish format-standard hentry category-deutschland category-reisen tag-nahverkehr tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-reise tag-schlichtungsstelle tag-snub\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/11\/snub-nahverkehr-schlichtungsstelle\/\" >\n\t\t\t\tSNUB: Miestna dopravn\u00e1 arbitr\u00e1\u017ena komisia\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Miestna dopravn\u00e1 arbitr\u00e1\u017ena komisia, zn\u00e1ma ako \u201eSNUB\u201c, rie\u0161i s\u0165a\u017enosti a spory v oblasti miestnej dopravy v spolkov\u00fdch krajin\u00e1ch Doln\u00e9 Sasko a Br\u00e9my. \u201eSNUB\u201c je skratka pre \u201eStreit<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/11\/snub-nahverkehr-schlichtungsstelle\/\" aria-label=\"Read more about SNUB: Nahverkehr-Schlichtungsstelle\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-5135 post type-post status-publish format-standard hentry category-deutschland category-reisen tag-nahverkehr tag-ombudesk tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/11\/25\/snv-schlichtungsstelle-nahverkehr\/\" >\n\t\t\t\tSNV: Arbitr\u00e1\u017ene centrum pre miestnu dopravu\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Schlichtungsstelle Nahverkehr (SNV) p\u00f4sob\u00ed ako kontaktn\u00e9 miesto pre probl\u00e9my a konflikty s podnikmi verejnej dopravy v Severnom Por\u00fdn\u00ed-Vestf\u00e1lsku, ktor\u00e9 nebolo mo\u017en\u00e9 vyrie\u0161i\u0165 priamym kontaktom. Pridru\u017een\u00e9 str\u00e1nky<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/11\/25\/snv-schlichtungsstelle-nahverkehr\/\" aria-label=\"Read more about SNV: Schlichtungsstelle Nahverkehr\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b8afb4 e-flex e-con-boxed e-con e-parent\" data-id=\"1b8afb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b219898 elementor-widget elementor-widget-heading\" data-id=\"b219898\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M\u00e9di\u00e1 a digitaliz\u00e1cia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-275e891 elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"275e891\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4812 post type-post status-publish format-standard hentry category-deutschland category-medien-digitalisierung tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-post tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-post\/\" >\n\t\t\t\tPo\u0161tov\u00e1 arbitr\u00e1\u017ena komisia\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Feder\u00e1lna sie\u0165ov\u00e1 agent\u00fara pon\u00faka Po\u0161tov\u00e9 arbitr\u00e1\u017ene centrum pre spory v s\u00favislosti s po\u0161tov\u00fdmi podnikmi. Spotrebitelia sa m\u00f4\u017eu obr\u00e1ti\u0165 na rozhodcovsk\u00e9 centrum s cie\u013eom dosiahnu\u0165 zmierliv\u00fa dohodu,<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/12\/schlichtungsstelle-post\/\" aria-label=\"Read more about Schlichtungsstelle Post\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d3efd8 e-flex e-con-boxed e-con e-parent\" data-id=\"0d3efd8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2974fb4 elementor-widget elementor-widget-heading\" data-id=\"2974fb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Poistenia<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66ae4c8 elementor-posts--thumbnail-none elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"66ae4c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4754 post type-post status-publish format-standard hentry category-deutschland category-versicherungen tag-ombudesk tag-ombudsfrau tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-schlichtungsstelle tag-versicherungen\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/11\/ombudsfrau-fuer-versicherungen\/\" >\n\t\t\t\tOmbudsmanka pre poistenie\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Pois\u0165ovac\u00ed ombudsman (Versicherungsombudsmann e.V.) je ako uzn\u00e1van\u00e1 spotrebite\u013esk\u00e1 arbitr\u00e1\u017ena rada \u00fastredn\u00fdm kontaktn\u00fdm miestom pre spory v oblasti poistenia. Spotrebitelia sa m\u00f4\u017eu na ombudsmana obr\u00e1ti\u0165 v pr\u00edpade konfliktov alebo<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/09\/11\/ombudsfrau-fuer-versicherungen\/\" aria-label=\"Read more about Ombudsfrau f\u00fcr Versicherungen\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-4775 post type-post status-publish format-standard hentry category-deutschland category-versicherungen tag-krankenversicherung tag-ombudesk tag-ombudsman tag-ombudsmann tag-ombudsstelle tag-pflegeversicherung tag-schlichtungsstelle\" role=\"listitem\">\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/ombudesk.com\/sk\/2025\/11\/26\/ombudsmann-der-privaten-kranken-und-pflegeversicherung\/\" >\n\t\t\t\tOmbudsman pre s\u00fakromn\u00e9 zdravotn\u00e9 poistenie a poistenie dlhodobej starostlivosti\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Ombudsman pre s\u00fakromn\u00e9 zdravotn\u00e9 poistenie a poistenie dlhodobej starostlivosti pon\u00faka kontaktn\u00e9 miesto pre poistencov, ktor\u00ed sa dostali do konfliktu s pois\u0165ov\u0148ami a nepodarilo sa im ho vyrie\u0161i\u0165 priamo. M\u00f4\u017ee<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/ombudesk.com\/sk\/2025\/11\/26\/ombudsmann-der-privaten-kranken-und-pflegeversicherung\/\" aria-label=\"Read more about Ombudsmann Private Kranken- und Pflegeversicherung\" tabindex=\"-1\" >\n\t\t\tPre\u010d\u00edtajte si viac \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Schlichtungs- und Ombudsstellen In Deutschland Search Suche Allgemeine Themen Bauen &amp; Wohnen Energie Finanzielles Transport &amp; Reisen Medien &amp; Digitalisierung Versicherungen<\/p>","protected":false},"author":16,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3200","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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